CSD Accountancy Limited
What We Do
As tax advisers, our objective is to work closely with you to ensure you pay the minimum tax required by law.
Individuals
As tax advisers, our objective is to work closely with you to ensure you pay the minimum tax required by law. We will help you to understand the tax implications of your actions, in order that you can plan ahead and conduct your affairs in a tax efficient way.
Personal Tax
Most people do not have to complete a tax return, however, if your circumstances change, then you may be required to complete and submit a tax return to HMRC.
Filling in a tax return can be daunting, stressful and confusing. We can take that all away for you, guiding you through the whole process and ensuring that a compliant and accurate tax return is submitted on your behalf.
Self Assessment
We have the expertise and software to take the headache out of the form filling and compliance aspect of Self Assessment. We can provide you with practical advice on personal tax positions and the planning opportunities available to you. We can complete tax returns, calculate any tax liability and advise you on exactly when to make payments and how much to pay.
Property Rental Accounts
Being a property owner you will need to submit your income and expenses via your self assessment tax return. We will help you understand what is a tax allowable deduction, what records to keep and help you with a set of rental accounts to support the figures to be included on your return.
Capital Gains Tax
This tax is due on the profits made from the sale of capital asset such as property or shares, for example. We can advise you of the best timing of the sale and look at different reliefs that may be available to keep your tax payable down to a minimum or even reduce the tax to Nil. Planning is key in reducing your CGT liability and we will implement the correct approach for you.
Since 6th April 2020, on the sale of a residential property you are now required to report and pay any capital gains tax within 60 days of the completion date. We can help you calculate the gain and the taxation due and even submit the form on your behalf.
Personal tax planning
Today, more and more emphasis is being put on taxpayers’ individual responsibilities and everyone who is subject to taxation needs professional advice and support if they are to optimise their tax position and ensure they meet the compliance requirements. Our specialist tax team can provide you with year-round advice on all aspects of personal taxation.
Estate planning
The legislation is complicated. Many tax opportunities are available and the earlier they are implemented the better. No one likes to think about dying – but making the necessary provisions now will ensure taking full advantage of the system.
HMRC Investigations
Being the subject of a tax investigation by the HMRC can be a stressful and worrying experience. With the onset of personal and corporate self-assessment, HMRC staff can now review cases on a ‘sample basis’; consequently, tax investigations have become more frequent. We have a wealth of experience in dealing with HMRC investigations, whether they are enquiries into an individual’s Tax Return under the Self Assessment regime, more detailed enquiries or employer-related investigations into PAYE and P11d compliance. If you are about to be the subject of an investigation, we can provide expert help and support.
Business
OK, let’s cut to the chase, we could (like other accountants websites) go through a list of what services we can deliver but we don’t think that’s really what you came to see. What you really want to know is quite simple
- Can we save you money?
- How can we help you and your business?
- Can we supply you with a top quality service at a competitive price?
- Is the initial consultation free? (ok you weren’t asking that but we thought we’d let you know it was anyway!)
The answer to all of the above is YES! but you’d expect us to say that, so let’s cover them one by one.
Can we save you money?
In a nutshell,
We have tax specialists that take a proactive role and make sure you only pay tax where you have to and that you’re taking advantage of any breaks or schemes available. Are you better off being incorporated (being a Limited company) or not? and what are the pro’s and con’s?
- We’ll guarantee you won’t be fined for missing a deadline as we’ll ensure forms that you are legally required to submit do not miss deadlines. (Obviously there are a few conditions to this guarantee, things like you give us the required information in time!, etc)
We can help and advise on accountancy software, provide training and technical support where necessary.
We have many schemes and business partners that can help reduce some of the running costs of your business. As we get to know your business we can advise you on areas where you may be able to cut costs and how you may go about it.
Your Accountancy Services bill may be excessive, or maybe you are paying for services you don’t really need! In many cases we’ll be able to reduce this bill, even if we can’t we may be able to give you a better service for it!
These are just a few examples of how we may save you money, the list is not exhaustive as we don’t want to go on about everything and half of it would probably not apply to you. Every business and individual is different and therefore the only way we can be more specific is to find out your individual circumstances and needs, why don’t you contact us.
How can we help you and your business?
We believe an accountant should be more than just someone who gives you a set of accounts after the year end.
OK, a little test. Hands up if you don’t see enough of your current accountant. Hands up if you think that the benefit of what you get from your accountant isn’t worth the cost. Hands up if you don’t feel you can ask your accountant anything. We won’t go on any further, but if you relate to any of those questions have a look at this brief snapshot of some of the things we can do to help you and your business.
We aim to keep in contact with our clients throughout the year. – This is dependent on individual needs etc, but we feel the better we know you and your business the better we are placed to offer you advice and guidance, it’s better spotting potential problems early rather than months after your year end when you get your annual accounts when it may be too late.
Are we really accountants? – we are not your stereotypical accountant, we are friendly and approachable and we realise the importance of building close flexible relationships. Business can sometimes be a lonely place, and to know you have someone you can rely on really helps.
I didn’t start in business to do all this paperwork! – We believe in taking as much of the hassle and red tape away from you as possible allowing you to concentrate on what you enjoy doing and what you went in to business for.
We believe in adding value to the services we provide. – for example, in every set of accounts we provide additional pages, these pages are to help you understand the figures and your businesses financial position better, some will also be of interest to your bank manager (got to keep them happy!).
We also offer a free service where you will have 24×7 access to your important documents (e.g. Accounts, Tax Returns etc) via our websites secure client portal. Yes we did say it’s free!!!
Can we supply you with a top quality service at a competitive price?
Are we the most expensive? Most definitely not! Are we the cheapest? Not always! but are we competitive and the best value for money? Absolutely Yes! Let’s face it we all want value for money, at CSD Accountancy Limited we supply you with the highest quality services at a competitive price and don’t forget that we throw in some extras that are free and really add value to the service we provide. If you don’t believe it then contact us for a no obligation, free consultation where we’ll discuss your individual needs and then give you a no hidden cost quote.
Making tax digital
Are you aware change is coming.
If you are VAT registered, then you should already be using digital software to keep your records. However, it is being introduced on a wider scale.
Other services
Our commitment goes beyond traditional compliance and support services; we aim to create lasting relationships with our clients. By offering a suite of business support, we strive to contribute to your business development and success.
Our expert services include:
- Payroll processing
- Auto Enrolment and Workplace Pensions
- Business Planning & Development
- Management accounts
- Cash flow forecasts
- Company Secretarial
- Bookkeeping
- CIS processing and returns
- Software implementation, training and support
We mainly use Xero as our preferred software supplier, however we have experience of many other cloud based software – so we can advise on the best solution for your needs
Get In Touch
And don’t forget that your initial consultation is free! So you have nothing to lose (and everything to gain) by speaking to us.